Build your financial goals/ Aim for a better financial future/ Let’s Be Smart at our Finances/ SMART goals for Better Life/How to be successful by 30.


    Financial planning is simple but does require one’s time and smart efforts. Like for every other dream and ambition how we set a goal likewise it is equally important to set a financial goal to achieve the short term and long term benefits of it.

    So how does one intentionally set a financial goal?

    • Firstly by valuing money because money is something very important as it helps us achieve our life’s needs and goals and take care of factors closely related to our life like family, education, health, employment, charity, and fun. Therefore valuing money becomes important as it is an integral part of our lives and is more than just an economic tool that gives us satisfaction.
    • When one wants to plan for their financial future, valuing money becomes crucial as it helps the individual make the most of their skills/abilities and choose their own course of lifestyle.
    • Adopting simple steps to manage one’s own wealth and money by keeping a track of your spending, creating and following a realistic monthly budget, building up your savings, saving up for things you would desire to afford in the future, and looking up and planning for an effective investment strategy.
    • Setting up SMART financial goals– Specific, Measurable, Attainable, Realistic, and Timely to achieve the short term and long term benefits throughout your financial journey. 

    Specific: What exactly do you want and how much do you want out of it?

    Measurable: Keeping measurable financial goals helps in tracking the progress, for example, if you are wanting to save a certain amount within a stipulated period then you will keep a target of at least saving a particular amount on a daily or monthly basis.

    Attainable: Asking yourself if your goal is reasonable and attainable and thinking of solutions that could help you tackle the roadblocks and have a backup plan in managing your finances. 

    Realistic: Maintaining a realistic spending plan to help you monitor your expenses which also helps in following appropriate methods of saving.

    Timely: Keeping a timeframe i.e. setting a deadline for your financial goals, telling yourself to achieve it which will help you keep focus. 

    Making yourself financially secure with careful planning to cover up expenses, emergencies, and retirement without the concern of not having enough also becomes a very important component of creating financial goals. So what are you waiting for? Take your book and a pen to start planning out your financial goals today and secure a better future for yourself and your dear ones.

    Financial literacy not only involves the ability to count your money, but it also tests your ability to evaluate the cost and benefit associated with each decision you make.”

    • Wayne Chirisa

    Hashtags: #financialgoals #dhangyan #financialliteracy #valueofmoney #SMARTgoals #financialsecurity

    Related articles for your further reading:


Leave a Reply

Your email address will not be published. Required fields are marked *